Latest from Interest rates

Mortgage wars heat up as another major bank offers under 5%

Banks have responded quickly to the Reserve Bank's latest OCR cut.

Nadine Higgins: How switching banks could benefit you

OPINION: The case for breaking banking loyalty and saving money.

Mary Holm: Why do some generations still prioritise boys over girls?

OPINION: And why do some employers behave the same way?

ASB drops some mortgage rates

Big bank says competition on interest rates is fierce.

‘Over $400 a month’: Economists see mortgage savings boost to economy in 2025

Two economists have crunched the numbers on mortgage costs in 2025 and the news is good.

Bank switching among mortgage holders hits record high

Floating or going short term makes it easier for borrowers to change bank.

Property Insider: Questions about ‘defective’ apartments

How can it be that 19-year-old apartments need $36.6m repairs or $82m rebuilding costs?

Where Auckland rents rose the fastest in 2024

Viewing and listings may be picking up after 'subdued activity' late last year.

Apartment developer declares insolvency owing $3.76m

Unexpected cost rises, Covid delays, cooling market blamed for development failure.

Editorial: Cash rate cut signals tough times still ahead

OPINION: More competition from the banks is needed to give real relief to borrowers.

Reserve Bank governor's warning to homeowners after OCR cut

Borrowers told to curb some of their enthusiasm.

‘Relief heading into Christmas’: How banks reacted to the OCR cut

New Zealand's major banks moved swiftly to cut home loan rates after the OCR announcement.

NZ Herald Live: Christopher Luxon and Nicola Willis speak on OCR news

Christopher Luxon and Nicola Willis speak to media on the OCR news

Nadine Higgins: How to navigate the low equity minefield in NZ home loans

OPINION: Low-deposit borrowers face higher rates as banks reflect greater lending risks.

More interest rate relief coming ... but how much and where to next?

The Reserve Bank will this week deliver a new set of forecasts for where rates are headed.

Diana Clement: Mortgage rates are falling ... but should you lower your repayments?

OPINION: Don't go rushing into grabbing those lower interest rates just yet.

Darcy Ungaro: How long should you fix your mortgage?

OPINION: Darcy Ungaro’s easy guide to reading the signs of the economy.

'Double whammy': OCR cut delivers mortgage relief but potential job losses dampen mood

Interest rates are now expected to drop steeply into the new year.