
KiwiSaver: Big numbers hide problems
KiwiSaver has attracted 2.6 million New Zealanders, with an average of 400 people joining every day.
KiwiSaver has attracted 2.6 million New Zealanders, with an average of 400 people joining every day.
COMMENT: Most insurance comes with premiums that spiral up as we age, so it helps to plan ahead.
MARY HOLM COMMENT: Unless you're a high-risk investor don't go near a deal like this...
COMMENT: Everyone can use a "no surprises" policy when it comes to our spending.
Watchdog believes default schemes are not doing enough to inform savers of options
COMMENT: There's a reason great ads with exaggerated promises never feature in the financial services industry.
COMMENT: I went to Ireland recently to showcase KiwiSaver as that country grapples with out-of-date retirement incomes policies.
COMMENT: When Robyn Pearce's teenage grandson moved in two years ago, he got the financial shock of his life.
KiwiSaver membership and funds are growing at the slowest rate since the scheme began in 2007, but commentators say this simply reflects its maturing.
COMMENT: Jumps in life expectancy make planning for our futures a moveable feast.
COMMENT: Total remuneration means all the employment benefits are reflected in the salary or wages.
Seeing fees put into a dollar figure is the second biggest priority for savers behind returns, research shows.
Investors deserve transparency. We need to know where our money is invested and exactly how much it's costing us.
Use our calculator to see the real amount of money you're paying out in KiwiSaver fees
Well-known financial adviser Martin Hawes is backing Forsyth Barr's re-branded KiwiSaver scheme.
COMMENT: Here's why who you're with influences how much you get ahead.
Most providers don't give KiwiSavers a full dollar figure for fees in member statements.
COMMENT: Anyone who has been a KiwiSaver member for at least three years and hasn't previously owned a home may be able to withdraw their savings.
COMMENT: Isn't it a bit early for this? That's precisely the point.
COMMENT: Applicants are expected to provide physical evidence of their financial hardship.
COMMENT: Exclusion and engagement two ways to ensure holdings reflect values.
Police and the FMA won't progress a complaint about KiwiSaver investments in banned weapons.
COMMENT: Don't let this week go by without hanging some targets for the short and long terms.
COMMENT: IRD says if an employee thinks deductions or contributions haven't been made they need to contact it within 12 months of starting a new job.
COMMENT: Fees focus misses point, and legality of exposure to arms is very complex.
More than $300m in Government payouts went begging last year.
Amnesty International has laid a complaint with police over KiwiSaver providers making potentially illegal investments in weapons.
COMMENT: Next week sees the return of Money Week, which runs 5-11 September. How well can you see your future?
HomeStart grant is aimed at helping people on modest incomes to buy modest homes, so its application form takes a good hard look at your finances.
COMMENT: KiwiSaver may be the best option if you need help in resisting temptation.