You can make a standard KiwiSaver first-home withdrawal without the additional top-up from the HomeStart grant. Helen Twose talks about the rules.

Pip Dunphy effectively blew the whistle on Solid Energy's pending insolvency when she resigned her chairmanship less than a year into the role.

There is a huge difference between the timing and level of disclosure of the four Government-controlled NZX-listed companies - Air New Zealand, Genesis Energy, Meridian Energy and Mighty River Power - and other Crown entities.

There's a problem with the male-female mix on television at 7pm, writes John Drinnan.

NZ can't rely on the likes of Russia to meet our obligations, writes Brian Fallow.

Apple surprised pretty much nobody with this week's new product launch, writes Juha Saarinen. The iPad Pro is the most intriguing new device though.

In a sea of "celebrity" chefs, Heston Blumenthal is a master of marketing, writes Bella Katz.

Being there for staff 100% of the time is neither good management nor good delegation, writes Robyn Pearce.

Marketing consultant Graham McGregor says webinars are an extraordinary modern way to get your message out.

As businesses grow and expand, certain aspects of the day-to-day management of the organisation inevitably become more complex.

You'd think any government would do what it could to protect a valuable asset, however it's the big banks that are trying to save the Barrier Reef from destruction.

A new video series and website aims to get us on the on-ramp to savvy investment.

Persistence pays heaps. Most people in sales give up after the first go. Don't be in that category, writes Debbie Mayo-Smith.

Interest rate cut this week is certain but all eyes will be hunting for clues to the future.

If Kiwis had been honest about finding a flag that reflected the national character, it would have been an open-home flag, writes Bernard Hickey.

A reader asks Helen Twose: Is buying a first home off a plan and putting a 10% deposit on it considered an estate in land under the KiwiSaver rules?

When you work with a new client, you do research on It. That's what I do too.

A reader asks Mary Holm: Is it true I could lose all my KiwiSaver fund if the investment crashed?

TVNZ chief executive puts a new twist on TV3 assertions that its news ratings slump has been caused by losing the rights to Home and Away to TVNZ.

After 68 weekly columns of irreverent fun, frivolity, jolly japes and an occasional fact or two, CaseLoad is spiked from the NZ Herald as of today, writes Jock Anderson.

Brian Fallow speaks to a New Zealand-based analyst who sees the EU sliding into paralysis and inevitable decay.

"Efficiency is a life-long discipline, and not everyone has it or can learn it," says Robyn Pearce's wise old aunt.

Iconic Kiwi businessman Lloyd Morrison would have been pleased to see New Zealanders now have four new options to weigh up should the vote be in favour of changing the flag, writes Fran O'Sullivan.

Graham McGregor takes a look at what he thinks are some of the keys to marketing success.

Business disquiet about Uberisation is misplaced, writes Kevin Malloy.

Liam Dann writes: Inflation is not dead and there seems no doubt market volatility and the slowdown in China were top of mind for many.

There's nowhere to hide in a duopoly, as Ralph Waters has discovered to his cost.

Tom Hartmann asks: Everyone's busy - so what's the one thing you can focus on this week that will make the most difference?