Latest fromMortgages

Editorial: Kiwi home owners floating in a world of uncertainty
OPINION: Borrowers are increasingly banking on better days ahead despite global unrest.

More mortgage rates tumble after OCR cut
Another major bank has cut its fixed-term rates.

Staff perks: ANZ’s exclusive home loan rate revealed
ANZ staff receive a special home loan rate as part of benefits.

‘Do better’: Reserve Bank governor says retail banks' profit margins should be cut
Adrian Orr's comments on Newstalk ZB come after the RBNZ cut the OCR yesterday.

‘Don’t get upset' - Adrian Orr’s mortgage rate warning
Global instability could soften domestic interest rate relief.

How recent rate cuts could impact your mortgage strategy
Banks are expected to offer more fixed-rate cuts after the Official Cash Rate drop.

Mortgage wars heat up as another major bank offers under 5%
Banks have responded quickly to the Reserve Bank's latest OCR cut.

Bank moves on interest rate cuts ahead of OCR decision
The move comes ahead of a potential rate cut tomorrow from the Reserve Bank.

OCR preview: Big cut coming this week - but how low will rates go?
A 50-basis-point cut this week is near certain but the longer-term track is hard to pick.

‘Over $400 a month’: Economists see mortgage savings boost to economy in 2025
Two economists have crunched the numbers on mortgage costs in 2025 and the news is good.

Bank switching among mortgage holders hits record high
Floating or going short term makes it easier for borrowers to change bank.

NZ economy added more jobs in December, Stats NZ says
Second month in a row of overall job growth reported.

Here’s when you should consider a longer home loan fix
The time may be coming to lock in a longer rate, here's how you can spot it.

ANZ follows rivals, cutting mortgage and savings rates
Bank's one-year fixed mortgage rates particularly competitive.

Property Insider: 6 big things likely to dominate 2025
Seascape, Ikea, some big new buildings and a court drama loom.

Editorial: Business optimistic on New Year despite uncertain recovery
OPINION: But cuts to the Official Cash Rate will take time to flow through to borrowers.

Borrowers bet on big rate cuts, as popularity of floating rates surges
Should recent bond market volatility dent their confidence?

Mortgage calls: When will borrowers see value in long term rates again?
Some may accept short-term pain for long-term gain.

Inside Economics: Why can’t we fix our mortgage for 30 years like Americans?
Liam Dann answers reader questions about economics.

Nadine Higgins: Financial lessons I learned from a reno
OPINION: There are things you just don't know about until after.

'Expect sub-5% home loan rates'
A broker cites the potential for some mortgage rates to fall in the next month or so.