Latest fromMortgages
!['Expect sub-5% home loan rates'](/pf/resources/images/placeholders/placeholder_l.png?d=870)
'Expect sub-5% home loan rates'
A broker cites the potential for some mortgage rates to fall in the next month or so.
![‘Sales declined significantly’: Barfoot & Thompson on December residential trade](/pf/resources/images/placeholders/placeholder_l.png?d=870)
‘Sales declined significantly’: Barfoot & Thompson on December residential trade
'Given challenges, Auckland housing market came through the year in good shape.'
![Bluestone Home Loans sold to ASX-listed Challenger for $597m](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Bluestone Home Loans sold to ASX-listed Challenger for $597m
Challenger told Bluestone clients with direct debits that nothing would change for them.
![Editorial: Ease this year’s financial worries by planning ahead](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Editorial: Ease this year’s financial worries by planning ahead
OPINION: It's a good time to reset in more ways than one.
![Ten most valuable deals by foreigners trading NZ assets in latest year](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Ten most valuable deals by foreigners trading NZ assets in latest year
Value of deals in 2024 was less than half the value of those the previous year.
![Popularity of short term mortgage borrowing surges – at a cost](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Popularity of short term mortgage borrowing surges – at a cost
Nearly 90% of new mortgage lending in October was floating or fixed for a year or less.
![Mary Holm: How do you find a good financial adviser?](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Mary Holm: How do you find a good financial adviser?
OPINION: There two ways to get help – through either a mentor or an adviser.
![‘Challenging picture’: 461,000 borrowers behind on their payments](/pf/resources/images/placeholders/placeholder_l.png?d=870)
‘Challenging picture’: 461,000 borrowers behind on their payments
Payment deficits are expected to track higher yet as Kiwis head into Christmas.
![ASB cuts fixed mortgage rates, term deposits](/pf/resources/images/placeholders/placeholder_l.png?d=870)
ASB cuts fixed mortgage rates, term deposits
ASB has cut lending interest rates by between 10 and 20 basis points.
![Editorial: Cash rate cut signals tough times still ahead](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Editorial: Cash rate cut signals tough times still ahead
OPINION: More competition from the banks is needed to give real relief to borrowers.
![Official Cash Rate cut: Reserve Bank says more cuts to come in February](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Official Cash Rate cut: Reserve Bank says more cuts to come in February
But Governor Adrian Orr warns borrowers not to expect extremely low rates.
![‘Relief heading into Christmas’: How banks reacted to the OCR cut](/pf/resources/images/placeholders/placeholder_l.png?d=870)
‘Relief heading into Christmas’: How banks reacted to the OCR cut
New Zealand's major banks moved swiftly to cut home loan rates after the OCR announcement.
![Country's biggest bank cuts home loan rates ahead of tomorrow's OCR decision](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Country's biggest bank cuts home loan rates ahead of tomorrow's OCR decision
First major bank to cut mortgage rates this week.
![Refixing the mortgage? What you need to know to avoid a costly mistake](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Refixing the mortgage? What you need to know to avoid a costly mistake
Mortgage refixing is a calculated game that could save or cost you thousands of dollars.
![Housing confidence rises as interest rates continue to fall](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Housing confidence rises as interest rates continue to fall
Sales activity is rising, but a pronounced upswing in house prices may take time.
!['Mortgage prisoners': First-home buyers' debt burden gets heavier](/pf/resources/images/placeholders/placeholder_l.png?d=870)
'Mortgage prisoners': First-home buyers' debt burden gets heavier
The average first-home mortgage has increased from about $300,000 to over $550,000.
![Diana Clement: Mortgage rates are falling ... but should you lower your repayments?](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Diana Clement: Mortgage rates are falling ... but should you lower your repayments?
OPINION: Don't go rushing into grabbing those lower interest rates just yet.
![Wanting to sell your house? It may take years to make a good deal](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Wanting to sell your house? It may take years to make a good deal
It could be seven years before sellers can make a profit on their homes.
![Inside Economics: Why Trump might mean higher mortgage rates in NZ ... all the fallout from his big win](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Inside Economics: Why Trump might mean higher mortgage rates in NZ ... all the fallout from his big win
Liam Dann takes a trip down the wild and winding path of Donald Trump's economic policy.
![Westpac’s profit jumps 10% as it puts less money aside for bad debts](/pf/resources/images/placeholders/placeholder_l.png?d=870)
Westpac’s profit jumps 10% as it puts less money aside for bad debts
CEO says bank 'acted swiftly'' to pass falling interest rates on to customers.
![More than 450,000 Kiwis behind on debt repayments as festive season looms](/pf/resources/images/placeholders/placeholder_l.png?d=870)
More than 450,000 Kiwis behind on debt repayments as festive season looms
Acute challenges continue to bite, despite falling inflation and interest rates.