RBNZ proposes easing banks’ mortgage lending restrictions
LVR restrictions likely to be loosened.
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Latest fromMortgages
Sir Paul Adams, Ted Manson: Raised in state houses, billion-dollar sales success
What can we learn from them? What is their new direction these days?
Trad front, rad back: Grey Lynn house valued at $5.6m for sale
'But a lot was done on the renovation. I spent too much on that - over $2.5m.'
Find flatmates, grow your own veges: Grim advice for new homeowners after OCR rise
Rise in the official cash rate tipped to heap big pressure on Hawke's Bay housing market.
Hefty OCR hike aimed at keeping mortgage rates where they are
Reserve Bank wants lending rates to stay put, and deposit rates to rise.
Quarter of mortgaged properties in Auckland vulnerable to flooding
The Reserve Bank concludes NZ banks are resilient to isolated climate events.
Cost of living: Food now a bigger worry than housing
Survey reveals who is feeling it the hardest.
Q&A: Construction crunch, rate hikes, falling prices - what's next for housing?
The Herald's property and personal finance experts answer your questions.
$900 mortgage hike: How much pain are we in for and when will rates come down?
New Zealand is in for a massive mortgage shock, and renters won't be immune.
Emergency finance issue shows law not fit for purpose
The Credit Contracts and Consumer Finance Act is under fire again.
ASB boss calls for more coordination over climate challenge
Recent storm events have shown how inaccurate flood modelling is.
Inflation expectations to bring Reserve Bank relief
Markets placing greater bets on a 50-point OCR hike next week, rather than 75 points.
Two big banks cut longer term mortgage rates
Cuts come after softer than expected employment data.
Respite from interest rate hikes looms as unemployment rises
First signs of a slowdown have emerged in labour market data, economists say.
‘Brings tears to my eyes’: Family consider selling after $2600 monthly interest rate rise
Rising inflation is likely to bring even more pain to young home owners.
Thomas Coughlan: What massive jumps in mortgage payments mean for Labour
OPINION: Half of NZ’s stock of mortgage lending is set to refix this year.
Some mortgage brokers quit industry amid falling house sales while others remain steady
'Rising rates and threat of recession and falling house prices scared off a lot of people'
Embattled homeowners get ‘creative’ as interest payments rise $2000
Mortgage interest rates are now hovering near 7 per cent.
Households’ finances moving from squeezed to crushed, economist warns
Pressure on family budgets will become more intense this year.
Against the odds, they managed to buy a first home. Can they hang on?
They laid their dreams of home ownership bare. Eighteen months on, how have they fared?
How to cope with rising mortgage rates
The experts offer their tips for those heading towards a re-fix.
Second major bank hikes mortgage rates
Westpac follows on the back of ANZ, but by how much?
ANZ increases home loan rates - first major bank to hike after OCR rise
The move comes in the wake of last week's official cash rate hike.
Mortgage data confirms banks are well placed to help those in strife
Record low portion of mortgage debt on interest-only.
Mortgage pain: Repayments set to jump as Reserve Bank charts new path
Don't panic, says property investor.
The Ex-Files: Jeremy Sutton on using an inheritance towards a home mortgage
Is it a good idea to use an inheritance to pay off some of the debt?
Why it’s time to pay down your mortgage
OPINION: When rates go up, doubling down on debt makes a lot of sense.
Negative equity and rising mortgage rates: Should we be worried?
Financial experts issue advice as homeowners face tough times.
Editorial: Wages are rising but so is the cost of debt
Demand for workers is still strong but that's going to put more pressure on borrowers.
Negative equity warning for home buyers: Rising interest rates test NZ’s financial resilience
Some borrowers who bought houses in 2021 are now in negative equity.
Banks would withstand extreme housing market crash
The Reserve Bank has been "stress testing" how banks would cope in a severe scenario.
More banks move to increase interest rates
Some mortgage rates are now over 7 per cent.
'Unusually explicit' Reserve Bank tone points to higher mortgage rates
Higher mortgage rates on the cards if the market assessment of RBNZ's wording is right.
Could you pay your mortgage at 8pc interest? Banks get tough on risky lending
How the major banks compare when it comes to assessing mortgage applications.