Lower-risk borrowers more affected by credit law change
The law change was designed to protect vulnerable borrowers but its effect is different.
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Home loan applications sharply down, Kiwibank boss says
Chief executive says the "kitchen sink" has been thrown at the housing market.
ANZ lifts floating home and business loan rates
The move comes after the Reserve Bank increased the official cash rate.
Mortgage rates set to rise further after RBNZ lifts cash rate
Property price growth could fall below 5 per cent this year, an economist says.
The $2500 hitch: ANZ reopens door to low-deposit home loan borrowers
Borrowers will have to meet a number of criteria to qualify.
Clark rebuffs National lending offer
David Clark has rebuffed a National offer to fix the mortgage lending crisis.
David Clark: Govt will move quickly on credit law changes
The minister said he had already received feedback from the banks.
Editorial: Time for economy to take its medicine
OPINION: Our editorial picks interest rates to rise again next week...and keep rising.
Half of first-home buyers could be in mortgage distress when rates rise
The warning comes from a Reserve Bank briefing to Finance Minister Grant Robertson.
National promises bill to fix credit crunch
Nicola Willis and Andrew Bayly think they have a fix to home buyers' credit woes.
The Covid impact: Kiwis want bigger, better homes and to move away from Auckland
Renovation is high on the list for those staying put: survey
Credit crunch or responsible lending? Has the law gone too far?
The consumer finance law was tightened on December 1 but has it gone too far?
Mortgage or therapy: Man felt forced to lie to secure home loan
Dunedin man forced to end therapy to get mortgage.
Brokers' Picks: The hot stocks to watch in 2022
Results of the Herald's annual stock-picking game are in ... and the top picks for 2022.
Finance Minister's warning to highly indebted home loan borrowers
Deputy Prime Minister speaks at the Financial Services Council conference.
Mark Lister: OCR hikes - this is going to hurt
COMMENT: Mark Lister says the next 12 months is going to be eventful for the economy
Lending clampdown: The options left for first-home buyers
Banks have virtually shut up shop for low deposit lending on existing properties.
Editorial: Interest rate rises just getting started
Mortgages will cost more but rates are still low by historic standards.
Fastest in 15 years: Home loan interest rates surge - and more to come
Reserve Bank is expected to lift the cash rate again next week.
Why borrowers may have to wait longer for a loan
And some may get turned down for loans that would have been approved in the past.
Landlords say tax loophole is 'bribe' to switch to social housing
Tax breaks a huge incentive for landlords to evict hard workers - rent to social housing.
'Ugly' new survey captures Auckland business despair
More than 20 per cent of Auckland SME's said they didn't expect their business to survive.
OCR rise: What it means for your mortgage
ANZ and Kiwibank to increase variable rates for borrowers.
OCR watch: NZ set to move first on interest rates in Asia Pacific
The cycle of super cheap debt is coming to an end, writes CMC Markets GM Chris Smith.
No rent rise freezes, mortgage deferrals 'at this stage'
No sign yet of the mortgage holidays and rent freezes of 2020's lockdown.
Nation of debt: An extra $50 billion on the house
Mortgage debt has ballooned to over $317 billion.
Number of borrowers with million-dollar mortgages doubles in just four years
The number of borrowers with million dollar plus mortgages has doubled in four years.
Why mortgage rates are projected to rise to over 4 per cent by the end of next year
Why mortgage rate rises could hurt borrowers faster this time around.
House prices now 10.5 times median disposable income, ANZ economists say
ANZ says it is a long road back to levels where houses will be considered "affordable".
Cost of living: $100 more a week for the average Kiwi family
Family with two adults and two children now paying out more than $1600 a week.
How much interest rate spikes could cost Kiwi families
An increase in interest rates looks set to put a squeeze on borrowers.
ANZ, BNZ and Westpac follow ASB by lifting mortgage rates
All four of the major banks have now confirmed an increase in rates.