Housing market and credit growth need to cool further, Standard & Poor's says.

National's Steven Joyce says high debt levels could increase home loan rates.

In his last major speech as Governor Graeme Wheeler offers clues on the future of LVRs

Banks are not lending up to the limit for low deposit home-buyers.

COMMENT: Banks' refusal to loan and recladding costs are forcing many to the wall.

Wanting to retire in your 40s? You'll need to learn how to become a super-saver.

As the property market plateaus, these tips will help you get in to your first home.

Selling a house or switching mortgages to another bank can be costly.

Flat New Zealand result but Australian operation awash with cash.

Baby boomer bashing won't solve the problems, says Liam Dann.

Tougher stress tests are making it harder to meet lending criteria, says a major mortgage broker.

Households are borrowing more relative to disposable income than before the financial crisis.

Kiwibank says funding pressures and infrastructure spending are behind a 13 per cent drop in the bank's half year profit.

While other banks have increased home loan rates in recent weeks HSBC has come out with a 3.99 per cent rate for an 18 month fixed term loan.

Don't expect interest rates to stay still despite the Reserve Bank's decision to keep the official cash rate on hold.

Home-buyers took a breather at the end of last year with new residential mortgage lending dipping down.

Pressure on employers to boost workers' wages is not going to be enough to cover the rising cost of mortgage rates, warns an economist.

The Government talks up the prospects of a new supply of housing for first-home buyers in Auckland, but is there a funding gap?

Kiwibank is blaming rising funding costs on its decision to lift mortgage rates twice since the start of the year.

Some Kiwis could face losing their homes if interest rates rise but we are not as far under water as our Australian neighbours.

Corazon Miller talks to three generations of one family who all own property in Supercity about why they chose to buy and the sacrifices they made.

Experts are urging people to plan ahead for increasing mortgage rates and their potential flow on effect to rents.

The management team at Barclays dared prosecutors to sue. The Justice Department obliged.

A new website that compares mortgage rates across banks in an instant was founded by two Aucklanders struggling to get their first home.

A fifth of share milkers who responded to a Federated Farmers survey said they were coming under pressure from their bank on their

Some mortgage holders are breaking their fixed terms early to lock in longer term rates before they rise further, says a broker.

Tougher times in banking mean 5000 ANZ staff will miss out on an $800 share bonus this year.

It is hard to understand why Finance Minister is wary about giving the Reserve Bank the power it wants to impose an income limit on house mortgage lending.

Debt to income limits would damage the Auckland housing market and New Zealand's economy, property valuers say.

Online descriptions of houses to rent are reaching remarkable heights, prompting questions about truth in advertising, and whether the law is being broken.