Do you live off savings? Or maybe paying off a mortgage? Here's why the OCR matters.

Broker claims "nanny state" banks turning down families with high spending.

In 1992 banks and borrowers were as risk-averse, writes Bernard Hickey. Fast forward to 2015 and the mathematics are on another planet.

New Zealand consumer confidence rose for a second month after hitting a three-year low in August.

Mike Pero's name still synonymous with the enterprise he founded.

Investors took out nearly $2 billion in mortgages in a month, the latest statistics show - 33 per cent of all new lending.

For many Kiwis, paying off a mortgage is a marathon effort - but on November 1, 10 lucky Auckland Marathon runners will have the chance to run down their rate

Years after the great housing bust, so-called liar loans - made without verifying people's finances - are creeping back into the US market.

An Auckland mortgage expert warns that speculators are driving up house prices, making it harder for first home buyers who are getting regularly outbid.

Seven former Mike Pero Mortgages' franchisees have taken High Court action over restraint-of-trade obligations.

The tide has turned on the economic boom. The slump in dairy prices has once again laid bare the vulnerabilities of a commodity-dominated economy.

It's a 60-year low as banks vie to undercut each other.

Credit card debt is considered unsecured debt unlike your mortgage where a bank can sell your house if you fail to make payments.

Mortgage rates have dropped again. SBS Bank is offering a 4.85 per cent rate for an 18-month term - the lowest deal around.

The sub-5 per cent mortgage rate is back - three major banks have dropped fixed term rates in the last week.

ASB customers should be in line for a drop in their home loan interest rates this month.

Two more major banks have announced mortgage rate cuts following the Reserve Bank's decision yesterday to lower the official cash rate.

The Reserve Bank's decision to lower the official cash rate has been heralded as a positive move for house buyers outside Auckland.

As the average price of an Auckland home hits over $800,000 more people are turning to friends to help them get into the property market.

Sixty is the new 50 even when it comes to mortgages.

Banks foreclosed on more than 700 properties in the last year when financially strapped homeowners could no longer afford repayments.

ASB has followed the lead of ANZ and Kiwibank and slashed its fixed mortgage rates.

Westpac could join a mortgage-rate battle after Kiwibank and ANZ slashed their home loan rates.

ANZ and KiwiBank have cut their mortgage rates as speculation grows the Reserve Bank will cut the OCR.

The number of mortgage holders paying break fees to cash in on near record-low interest rates has jumped, with some homeowners saving thousands from the switch.

New lending rules targeting Auckland residential property investors will cool the market - but the city's "gravitational pull" will counter any impact, John Key says.

REINZ figures show the national median house price fell 4.2 per cent in April, but rose 18pc in Auckland.

I've recently separated from my wife and taken a mortgage on my home to pay a separation settlement. Can I use my KiwiSaver to pay into the home loan?

China's biggest bank has begun making inroads into this country's mortgage market.

Labour leader Andrew Little says the Reserve Bank should target property speculators to ease the pressures on the Auckland housing market.