Latest from Mortgages

Major NZ bank cuts home loan rates ahead of OCR decision

The Reserve Bank is widely expected to cut the Official Cash Rate tomorrow.

Hayden Wilson: Budget 2025 - A pass mark, with reservations

Opinion: Budget's bold tax move could spur business investment.

Nearly 500k people behind on loan payments, mortgage arrears hit eight-year high

The OCR has fallen 200 basis points since August, but home owners are still struggling.

Floating rate fad helps Westpac's profit grow 10%

Bank reports $525 million profit in six months.

Liam Dann: RBNZ needs to cut interest rates further and faster

OPINION: The only certainty around the economic direction right now is uncertainty.

‘Not making the connection’: Kiwis grim over cost of living despite economic upturn

Pessimistic outlook despite steady inflation and falling interest rates.

House prices flat to start 2025 – the regions faring better than others

First-home buyers continue to make up a larger share of the overall market.

Ten things that might be a waste of money

Most people spend money on things they think they probably shouldn’t.

What Trump’s tariffs mean for mortgage interest rates

The new US tariffs have shaken international markets, causing a global share plunge.

The banking app where you can get below-advertised mortgage rates

Dosh says it hopes to drive competition in the banking sector.

Letters: NZ’s housing market model is unsustainable

OPINION: House price increases cause economic harm, a Weekend Herald article says.

Mortgage rates: How low can you expect rates to go?

Home owners are switching to longer-term rates as the bottom of the cycle nears.

Interest rates are falling, so why did mortgage arrears hit an eight-year high?

Mortgage arrears at their highest level since March 2017.

The Reserve Bank is worst in OECD - Richard Prebble

OPINION: The RBNZ relies on official statistics even though they are prone to be wrong.

Mortgage wars: ASB, Westpac cut home loan rates

ASB and Westpac cut two-year rates to just below 5%.

Waiting to fix in ’26 could cost mortgage borrowers more, analyst says

Rate relief is here! Or is it?

After the OCR cut, is now time to change your mortgage rate?

If you are waiting for rates to fall, you may have missed your chance.

Editorial: Kiwi home owners floating in a world of uncertainty

OPINION: Borrowers are increasingly banking on better days ahead despite global unrest.