Mortgage wars heat up as another major bank offers under 5%
Banks have responded quickly to the Reserve Bank's latest OCR cut.
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Bank moves on interest rate cuts ahead of OCR decision
The move comes ahead of a potential rate cut tomorrow from the Reserve Bank.
OCR preview: Big cut coming this week - but how low will rates go?
A 50-basis-point cut this week is near certain but the longer-term track is hard to pick.
Nadine Higgins: How switching banks could benefit you
OPINION: The case for breaking banking loyalty and saving money.
ASB drops some mortgage rates
Big bank says competition on interest rates is fierce.
‘Over $400 a month’: Economists see mortgage savings boost to economy in 2025
Two economists have crunched the numbers on mortgage costs in 2025 and the news is good.
Bank switching among mortgage holders hits record high
Floating or going short term makes it easier for borrowers to change bank.
NZ economy added more jobs in December, Stats NZ says
Second month in a row of overall job growth reported.
Here’s when you should consider a longer home loan fix
The time may be coming to lock in a longer rate, here's how you can spot it.
ANZ follows rivals, cutting mortgage and savings rates
Bank's one-year fixed mortgage rates particularly competitive.
Property Insider: 6 big things likely to dominate 2025
Seascape, Ikea, some big new buildings and a court drama loom.
Editorial: Business optimistic on New Year despite uncertain recovery
OPINION: But cuts to the Official Cash Rate will take time to flow through to borrowers.
Borrowers bet on big rate cuts, as popularity of floating rates surges
Should recent bond market volatility dent their confidence?
Mortgage calls: When will borrowers see value in long term rates again?
Some may accept short-term pain for long-term gain.
Inside Economics: Why can’t we fix our mortgage for 30 years like Americans?
Liam Dann answers reader questions about economics.
Nadine Higgins: Financial lessons I learned from a reno
OPINION: There are things you just don't know about until after.
'Expect sub-5% home loan rates'
A broker cites the potential for some mortgage rates to fall in the next month or so.
‘Sales declined significantly’: Barfoot & Thompson on December residential trade
'Given challenges, Auckland housing market came through the year in good shape.'
Bluestone Home Loans sold to ASX-listed Challenger for $597m
Challenger told Bluestone clients with direct debits that nothing would change for them.
Editorial: Ease this year’s financial worries by planning ahead
OPINION: It's a good time to reset in more ways than one.
Ten most valuable deals by foreigners trading NZ assets in latest year
Value of deals in 2024 was less than half the value of those the previous year.
Popularity of short term mortgage borrowing surges – at a cost
Nearly 90% of new mortgage lending in October was floating or fixed for a year or less.
Mary Holm: How do you find a good financial adviser?
OPINION: There two ways to get help – through either a mentor or an adviser.
‘Challenging picture’: 461,000 borrowers behind on their payments
Payment deficits are expected to track higher yet as Kiwis head into Christmas.
ASB cuts fixed mortgage rates, term deposits
ASB has cut lending interest rates by between 10 and 20 basis points.
Better times ahead? What we can learn from the interest rate yield curve
The trend of NZ's steeping yield curve looks likely to continue into 2025.
Liam Dann: RBNZ's grim warning as productivity woes come to a head
OPINION: New Zealand faces a future of slow and low GDP growth on its current path.
Editorial: Cash rate cut signals tough times still ahead
OPINION: More competition from the banks is needed to give real relief to borrowers.
Official Cash Rate cut: Reserve Bank says more cuts to come in February
But Governor Adrian Orr warns borrowers not to expect extremely low rates.
‘Relief heading into Christmas’: How banks reacted to the OCR cut
New Zealand's major banks moved swiftly to cut home loan rates after the OCR announcement.
Country's biggest bank cuts home loan rates ahead of tomorrow's OCR decision
First major bank to cut mortgage rates this week.
Refixing the mortgage? What you need to know to avoid a costly mistake
Mortgage refixing is a calculated game that could save or cost you thousands of dollars.
Housing confidence rises as interest rates continue to fall
Sales activity is rising, but a pronounced upswing in house prices may take time.
'Mortgage prisoners': First-home buyers' debt burden gets heavier
The average first-home mortgage has increased from about $300,000 to over $550,000.