Latest from Mortgages

Mortgage war? Banks competing hard to win customers

Some rates have eased in anticipation of the Reserve Bank lowering the official cash rate.

Editorial: Mortgage rates are coming down - but is the lowest rate really the best deal?

Borrowers should be wary of locking in for longer terms that seem attractive now.

Households’ loan arrears may have peaked but tougher times likely for businesses

Around 465,000 people are behind on their payment obligations.

Market slump: House prices fall for fifth month in a row, are interest rate cuts imminent?

Market talk suggest interest rates will soon come down. But will it drive up house prices?

ANZ cuts home loan and business interest rates

The last month has seen all the major banks make cuts to their home loan rates.

Crushing 4% rental yield gap largest in 15 years – but many investors undeterred

'Rents are nowhere near enough to cover the mortgage for a typical debt-backed purchase.'

Easing of lending rules to make it quicker, but not necessarily easier to get loans

ANZ assures it will continue being a responsible lender.

Opinion: Rate cuts are coming, here's what investors should do

OPINION: The Reserve Bank would need to make a move soon, Mark Lister says.

Mortgage wars: Major NZ bank undercuts rivals by lowering home loan rates again

The bank has cut its home loan rates for the second time in three weeks.

Property Insider: How to still get $10k off a new house; apartment prices cut by 25%

One company is offering eligible buyers money for deposits so they can afford a house.

Liam Dann: Are we winning the inflation battle? Verdict due this week with CPI data out

Consumer Price Index data should confirm whether November rate cut hopes are on the mark.

How much do you need to earn to get a home loan in NZ now?

The amount varies whether you are single or a couple with children.

Major bank drops mortgage rates, term deposits

The first bank moves to drop home loan rates after the Reserve Bank signals 'dovish' tone.

OCR, migration, or benefits: Which is the biggest concern for our economy?

A series of stats out this week have collectively painted a bleak picture of the economy.

Liam Dann: Reserve Bank’s tone on rate cuts softens as downturn deepens

The OCR stays on hold but the RBNZ statement hints at an earlier start for rate cuts.

Borrowers bet on RBNZ cutting rates sooner than it says it will

Six-month mortgage terms are rising in popularity.

Inside Economics: Why is the RBNZ so negative - and is the divide in rate-cut forecasts credible?

Also today: is the divide in rate-cut forecasts credible? Why is the RBNZ so negative?

‘Five straight months of negative growth’: Auckland house values continue down

Chilly weather matches a particularly cold Auckland market for house sales and values.